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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	Into what category do forty-four percent of home buying households fall?
A	Forty-four percent of home-buying households are made up of married couples with dependents.
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The Heritage Escrow Company
The Heritage Escrow Company is a licensed, professionally staffed, full-service escrow company with locations throughout California.
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The Hartanov Team, REALTOR®, real estate agents and broker for San Clemente, Dana Point and San Juan Capistrano California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hartanov Team
Prudential California Realty
Beach Cities
635 Camino de Los Mares
San Clemente, CA. 92673
Office: (949) 481-3739
Linda Cell: (949) 422-3739
Drew Cell: (949) 285-3739
Fax: (949) 481-3740
Email: HartanovTeam@NUMBER1EXPERT.com
As one of the leading real estate teams in South Orange County, we focus on listening and acting on your special needs. Consistently ranked in the Top 2% of Prudential Agents Nationwide and recognized as the “Technology Team” that Brings Home Results, we offer a unique perspective to the home buying and selling process. With employment experience that includes corporate sales, specialized marketing and executive management in corporate environments, we will put our knowledge of marketing, negotiating and problem solving to work for you when you buy or sell a home. If you demand professionals with a high level of energy, enthusiasm and market knowledge that culminates with results, then look no further. We have proven experience to provide unparalleled ethical service beyond your expectations.

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