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All agents are NOT alike! Find out why we are top real estate experts. Call us: 949-481-3739.
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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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"On behalf of my family, Thank You.." "Your expertise in contract negotiation, together with the attention to details made for a smooth transaction." Dalia - San Juan Capistrano Read Quote > View All Quotes >
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Compare three mortgages at one time. Download
TripleCalc now. It's free.
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The Hartanov Team are some of The Top Selling Real Estate Experts Find Out More > |
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Orange County Homes - Property for Sale Community Information, Events and Neighborhood Information |
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Newest Listings - Featured Homes |
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Featured San Clemente Ocean View Condo |
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 Need local real estate information? We've summarized much of what is important about the San Clemente, Dana Point and San Juan Capistrano real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORS®. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 
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Buying or Selling a home is one of the biggest events in your life. As top San Clemente, Dana Point, San Juan Capistrano, Laguna Niguel and Orange County REALTORS®, we have the proven experience and track record you are looking for.
Given the opportunity, you will find we give service beyond your expectations. |  
START YOUR ONLINE FREE MLS HomeSearch™ HERE -Search all Orange County Real Estate Whether your ready to purchase a home now or just looking at what the market has to offer, HomeSearch™ will help you find exactly what you want. Here you will be able to browse the entire area listings database with thousands of homes, including pictures, maps, virtual tours, and much more! |
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| Automatic Daily Updates - HomeSearch™ can send you any new listings that come on the market each day automatically, via email. Each day, around 5:00 pm, HomeSearch™ will search the properties that have come on the market that day, and send you an e-mail notification. You will only receive an e-mail if there are properties to view, and it will contain a summary of the listings found, with links to view all the details on each individual property if you are interested. |
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If you want to stop a search... simply click on the link directly in the email to stop the search! | Could searching for a home be any easier???   |  | | | The Technology Team that Brings Home Results | |
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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| Q |
Where will you find the world's largest indoor waterfall?
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| A |
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble. |
See More Real Estate Trivia > |
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The Heritage Escrow Company The Heritage Escrow Company is a licensed, professionally staffed, full-service escrow company with locations throughout California. Find Out More > View All Affiliates >
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